Get help, advice and information on all your Business issues. http://advice-and.info/Business/insurance.htm Mon, 04 Aug 2008 15:35:27 GMT en Research by esure suggests one in six Brits would take part in an adventurous sport on holiday knowing they wouldnt be covered if they got injured. The survey also reveals a quarter of holidaymakers choose their destination or resort based on the availabilty of such sports including scuba diving, white-water rafting and bungee jumping. With 88 of British holidaymakers having previously taken part in these types of activities while on holiday, of which over 8 incurred an injury in the process, its more important than ever to buy travel insurance and read the small print as not all travel insurance policies are the same and exclusions apply. One in 10 Brits wrongly believe that all travel insurance policies cover adventurous activities as standard and could leave themselves liable to a hefty bill in the event of an accident. Alarmingly, just 63 of Brits abroad would take the time to check their travel insurance documents before taking part in a hazardous sport or activity and worryingly 15 a dmitted that they would go ahead and make a booking even if they knew the activity wasnt covered under their travel insurance. Mike Pickard, head of travel insurance at esure, said: Brits want more from their holidays nowadays and appear to be swapping the sun lounger for the bungee cord. Its not where theyve been on holiday but what theyve done that seems to be important. With a surge in the popularity of, and access to, more adventurous sports and activities at holiday resorts across the globe, its crucial for holidaymakers to take out travel insurance and check theyre covered before they try out the likes of white-water rafting in Australia or shark-feeding in the Bahamas. Get injured and the medical bills could turn a paradise trip into a nightmare. http://advice-and.info/Business/89755_Holidaymakers_Urged_To_Check_Insurance_Small_Print.html Mon, 30 Jun 2008 11:48:35 GMT It is always important to ensure your travel insurance is right for you having the wrong cover can be as bad as having no cover at all. Unfortunately, many travellers, sometimes unknowingly, fail to declare their all of their medical history, which could affect their medical cover, meaning that, ultimately, they are travelling abroad without sufficient insurance. Travel insurance policies will not usually cover pre-existing medical conditions (i.e. medical problems that you have, or have had in the past) unless they are declared and you are specifically told that they are covered. If you are intending on booking online, it is likely that you will have to telephone in order to declare any conditions online policies generally exclude pre-existing medical conditions. http://advice-and.info/Business/86833_Travel_Insurance_What_Is_A_Pre-existing_Medical_Condition.html Wed, 21 May 2008 02:35:28 GMT Scuba (Self Contained Underwater Breathing Apparatus) diving is becoming more and more popular as a holiday activity, with the number of holiday-makers giving it a go increasing year on year. There are many specialist diving holiday companies offering deals to both novice and confident divers, and even amateur divers can book specific scuba diving holidays, usually in order to gain qualifications. It is now commonplace for a holiday resort to offer some sort of scuba training course, sometimes in the hotel pool, to give guests a taster of scuba diving, and its more than likely that destinations suitable for scuba will have local companies that offer the chance to sample it. If you do decide to give it a go, make sure the company is reputable and that they are authorised to take you diving, with all the correct safety equipment and expertise, and not just a local person who may not be qualified and could prove unsafe to trust your dive with. It is not worth risking your safety, and indeed any insurance cover you have, no matter how cheap a local (and probably unqualified) guide is. http://advice-and.info/Business/86511_Travel_Insurance_Safe_Scuba.html Thu, 15 May 2008 13:26:38 GMT Travel insurance should be considered essential. Wherever you are travelling to, whatever you are doing, there is always a chance something could go wrong. Each year, around 25 of travellers go away without adequate cover, risking big bills if something unexpected was to happen. Making the decision to buy travel insurance may be easy, but there are things to consider. If you travel frequently, an annual multi-trip travel insurance policy might make sense. Annual cover can be found from as little as 29.00 for someone aged 65 or under who requires European cover, with Worldwide cover from 48.00. Usually paid in a one-off purchase, annual insurance policies offer you peace of mind, knowing you are covered for 12 months of travelling and that you dont have to worry about booking insurance every time you go away. http://advice-and.info/Business/85408_Travel_Insurance_Annual_Or_Single_Trip_Cover.html Thu, 24 Apr 2008 00:07:38 GMT Media professionals face a variety of different challenges, requiring that they work under strict and stressful deadlines, suggests Rene Lacape, Marketing Manager for eQuote Life Insurance. They are generally required to cover a variety of topics, including those that they may not know anything about. And they are continually receiving criticism from professionals, politicians and the public as whole despite all of their greatest efforts. At the same time, larger audiences are hearing their voices, and their power is serving as a direct liaison to the ears and the eyes of the public, and this power cannot be disputed. When it comes to financial professionals, this means that you can grow your business practice with the power of the media no matter how many years you have been in the industry. The shortcomings of the media can actually be used to the same advantage on a professional level. http://advice-and.info/Business/83698_Insurance_Agents_Can_Partner_With_The_Media_To_Gain_Client_Credibility.html Mon, 31 Mar 2008 04:42:45 GMT